• This plan is specially designed for those who required money back at a regular interval & don’t want premium burden for a long time from their own income.
  • Risk cover 125% of sum assured.
  • Extended risk cover for life time of the insured.
  • 11 times money back in total term.
  • Approx. 33% premium will be reduced after 15 years.
  • Approx. 59% premium will be reduced after 20 years.
  • Loan and surrender facility available after 3 years.
  • Double tax benefits of section 80 C and 10 (10 D).

An Illustration: At the Basic Sum Assured (BSA) of 8 Lac

AgePer Year Saving(Approx.)₹Return after term ofReturn amount
18 Years470054.5 Years30,000
20 Years472215 Years40,000
22 Years474369.5 Years30,000
25 Years4784610 Years40,000
28 Years4833714.5 Years30,000
30 Years4877615 Years40,000
32 Tears4927919.5 Years30,000
35 Years5022120 Years244,000
38 Years5143023 Years4,75,400
40 Years5240224 Years5,05,200
42 Years5351824.5 Years3,45,000


Disclaimer: “Money-Back Combo” is a concept name only and it’s not a direct product of LIC, this is a combination of Plans and the Plans used for this combination are of LIC of INDIA.