How Much Stipend/Salary is Given to LIC Bima Sakhi Yojana Agents? Full Details Here
If you’re a woman seeking financial independence, the LIC Bima Sakhi Yojana is a golden opportunity you shouldn’t miss. The Life Insurance Corporation of India (LIC), through this scheme, empowers housewives and rural women by offering a fixed stipend/salary to LIC Bima Sakhi agents along with attractive commissions. If you’re curious about the LIC Bima Sakhi Yojana stipend amount, benefits, and how to apply, you’ve landed on the right page.
In this detailed blog post, we’ll explain LIC Bima Sakhi Yojana kya hai, the exact stipend amount, earning opportunities for housewives, and how you can apply online to become a LIC Bima Sakhi agent.
LIC Bima Sakhi Yojana Kya Hai? (What is LIC Bima Sakhi Scheme?)
The LIC Bima Sakhi Yojana is a women-focused recruitment scheme launched by LIC to empower rural and urban women, especially housewives, by giving them financial independence and career opportunities. This scheme encourages women to become licensed LIC agents and earn income through both stipend/salary and commission-based earnings.
Under this scheme, women are not only recruited as agents but also given special training and a fixed stipend for a specific period to help them get started. This initiative is part of LIC’s broader mission to include more women in the insurance distribution workforce, especially from underrepresented areas.
LIC Bima Sakhi Yojana Benefits for Women
The LIC Bima Sakhi Yojana benefits are specially tailored to suit the needs of women who want to work from home or balance work and family life. Here are some of the key advantages:
- ✅ Monthly Stipend for 3 Years
- ✅ Zero Investment Required
- ✅ Flexible Working Hours
- ✅ Free Training by LIC
- ✅ Attractive Commissions
- ✅ Long-Term Career Growth
These features make the LIC Bima Sakhi Yojana one of the most rewarding earning opportunities for housewives in India.
How Much Stipend/Salary is Given to LIC Bima Sakhi Agents?
One of the most asked questions is — What is the stipend amount given to LIC Bima Sakhi agents?
LIC provides a monthly stipend of ₹5,000 for the first 12 months. This financial support helps new Bima Sakhi agents build their customer base and become confident in the field.
Breakdown of LIC Bima Sakhi Yojana Stipend Amount:
| Duration | Stipend Amount (Per Month) |
| Month 1 to 12 | ₹7,000 (84,000/year) |
| Month 13 to 24
Month 25 to 36 |
₹6,000 (72,000/year)
₹5,000 (60,000/year) |
TOTAL STIPEND OF ₹2,16,000 OVER A PERIOD OF 3 YEARS ALONG WITH ATTRACTIVE COMMISSIONS
Even after the stipend period ends, agents continue to earn lucrative commissions on every policy sold, making this a sustainable and profitable opportunity for women.
How to Apply for LIC Bima Sakhi Yojana Online?
If you’re wondering how to start your journey, here’s a step-by-step guide to LIC Bima Sakhi Yojana apply online process:
✅ Steps to Apply:
- Visit your nearest LIC branch or Development Officer’s website.
- Fill the LIC Bima Sakhi application form.
- Submit necessary documents (Aadhar, PAN, education proof).
- Attend a short interview or counseling session.
- Complete the free training provided by LIC.History: A Trusted Name Since 1956
LIC, short for Life Insurance Corporation of India, was established in 1956 and is India’s largest government-owned life insurance company. It has been serving the financial protection needs of millions of Indians for more than 65 years.
With over 1 lakh crore assets under management and more than 1.3 lakh employees, LIC is known for trust, transparency, and reliability. The introduction of innovative schemes like the LIC Bima Sakhi Yojana only strengthens its mission of inclusive growth.
Why Join LIC as an Agent? Top Reasons Explained
There are many compelling reasons to join LIC as an agent, especially under the LIC Bima Sakhi Yojana:
- ✔ Job Security & Government Backing
- ✔ No Fixed Working Hours
- ✔ High Commission Rates
- ✔ Monthly Stipend for Beginners
- ✔ Opportunity to Serve Your Community
Women who become Bima Sakhi agents get all these benefits, plus the satisfaction of helping families secure their financial future.
LIC Bima Sakhi Agents Income and Earning Potential
After the 12-month stipend period, LIC Bima Sakhi agents earn primarily through commissions. Here’s what you can expect:
???? Earning Structure:
- First-Year Commission: Upto 28% of Premium
- Renewal Commission 7.5%-: 5% of Premium (till the policy continues)
- Bonus Commission: Based on performance
If a Bima Sakhi sells even 10 policies per month, she can earn ₹10,000 to ₹20,000 monthly, even after the stipend ends. Over time, this can grow into a permanent monthly income stream, making it a life-changing opportunity for women across India.
Final Thoughts: A Great Earning Opportunity for Housewives
In conclusion, the LIC Bima Sakhi Yojana is more than just a job—it’s a movement to empower women. With a guaranteed stipend/salary of ₹5,000 per month for 12 months, ongoing commissions, and free training, it offers unmatched earning opportunities for housewives and aspiring women entrepreneurs.
If you were searching for answers about how much stipend/salary is given to LIC Bima Sakhi agents, we hope this article clarified everything. Now is the best time to apply online, grab this opportunity, and become financially independent.
???? Frequently Asked Questions (FAQs)
Q1: Who can apply for LIC Bima Sakhi Yojana?
A: Any Indian woman above 18 years with minimum 10th pass education can apply.
Q2: Is there any exam for becoming a LIC Bima Sakhi?
A: Yes, you need to pass a simple IRDAI examination after LIC training.
Q3: Is the ₹7,000 stipend guaranteed?
A: The stipend is paid monthly which can be earned subject to target fulfilment of monthly 2 policies only.
Q4: Can housewives work part-time as Bima Sakhi agents?
A: Absolutely! It’s perfect for housewives looking for flexible, part-time work.