What is LIC City Career Scheme (CCA Scheme)? Who Can Apply for LIC CCA Scheme?
If you’re exploring a secure and rewarding career with the Life Insurance Corporation of India (LIC), then the LIC City Career Scheme, also known as the LIC CCA Scheme, offers a unique pathway. This special LIC stipend scheme for agents is designed to help aspiring agents in metro and urban areas build a successful career with financial support. The LIC CCA Yojna is not just a scheme—it’s an opportunity to launch a promising career with India’s most trusted insurer.
LIC CCA Yojna: A Special Agent Recruitment Initiative
The LIC City Career Agent (CCA) Scheme is an innovative agent recruitment program introduced by LIC to attract high-performing individuals in cities. Under this LIC CCA Yojna, eligible candidates are recruited as agents and receive a fixed monthly stipend along with regular commissions. The goal of the LIC City Career Scheme is to support new agents financially during their initial training and business development period.
The LIC stipend scheme for agents makes it easier for motivated individuals to focus on selling insurance policies without worrying about immediate income. By offering both a stipend and commission, LIC ensures that agents have the financial backing to build a full-time career.
Who Can Apply for LIC CCA Scheme?
Not everyone is eligible for the LIC City Career Scheme, but if you meet the basic qualifications, this can be a life-changing opportunity. Here’s who can apply:
✅ Eligibility Criteria for LIC CCA Scheme:
- Educational Qualification: Minimum 10th pass from a recognized board.
- Age Limit: 18 years or above.
- Location: Should reside in urban/metropolitan cities as specified by LIC offices.
- Work Commitment: Should be willing to work full-time with LIC.
The LIC CCA Yojna is designed to attract educated individuals who are looking for a stable, professional, and well-supported career option. If you meet these criteria, the LIC stipend scheme for agents can offer a secure entry point into the insurance industry.
LIC CCA Stipend Scheme for Agents: Income Structure and Benefits
One of the most attractive features of the Apply for LIC City Career Scheme is the monthly stipend offered to agents. This LIC stipend scheme for agents works as a safety net while you begin building your client base.
???? Stipend and Earnings:
- Monthly Stipend: ₹7,000 (based on performance).
- Additional Incentives: Agents also earn regular commissions on premium payments.
- Performance Linked: Continued eligibility for stipend depends on achieving minimum business targets.
- Bonuses and Rewards: Annual performance bonuses and foreign trips for top-performing agents.
This combination of stipend + commission provides new agents with both stability and growth. The LIC CCA Yojna is ideal for those who want to transition into full-time entrepreneurship with the backing of a government-owned brand.
LIC History: A Legacy of Trust and Growth
Before diving deeper into the LIC City Career Scheme, it’s important to understand the legacy of LIC. Established in 1956, Life Insurance Corporation of India (LIC) is the largest life insurer in India, trusted by over 40 crore policyholders.
???? Key Highlights of LIC:
- Government-owned and backed by the Ministry of Finance.
- Over 1 lakh crores in annual revenue.
- More than 13 lakh agents across India.
- Pan-India network with strong digital infrastructure.
LIC has built a rock-solid reputation over decades. Being a part of LIC through the LIC CCA Scheme means becoming a member of India’s most respected insurance family.
Why Join LIC as an Agent?
Joining LIC as an agent under the LIC City Career Scheme opens up a world of possibilities. Here’s why the LIC CCA Yojna is a smart career choice:
???? Benefits of Becoming an LIC Agent:
- Unlimited Income Potential through commissions and incentives.
- Flexible Working Hours allowing work-life balance.
- No Fixed Retirement Age, work as long as you’re active.
- Professional Growth via LIC’s training and development programs.
- Social Recognition and trust from the community.
- Job Satisfaction by helping people secure their future.
The LIC stipend scheme for agents is a strong foundation for a rewarding, entrepreneurial, and prestigious career path. Whether you’re a fresh graduate or looking for a career switch, the LIC CCA Yojna offers the best of both financial stability and long-term growth.
Step-by-Step Process to Join LIC CCA Scheme
Here’s how you can become an LIC agent under the City Career Agent Scheme:
- Get in Touch: Contact a LIC Development Officer or visit the nearest LIC Branch.
- Submit Documents: Provide your educational certificates, ID proof, and photos.
- Pre-recruitment Test (IRDAI Exam): Prepare and pass the IRDAI licensing exam.
- Start Training: Attend a 25-hour mandatory training session organized by LIC.
- Start Earning: Once licensed, begin working as a CCA agent and earn via stipend + commission.
The entire process is smooth, supportive, and designed to help you succeed in a structured manner. The LIC City Career Scheme gives you a clear roadmap from trainee to successful agent.
LIC CCA Yojna vs Regular LIC Agency: Key Differences
You may wonder how the LIC City Career Scheme is different from a normal LIC agency. Here’s a quick comparison:
| Feature | LIC CCA Yojna | Regular LIC Agent |
| Stipend | Yes (₹7,000/month) | No |
| Location | Metro & Urban Areas | All Areas |
| Work Type | Full-Time Only | Part-Time/Full-Time |
| Eligibility | 10th Pass Only | 10th Pass Minimum |
| Focus | Business Growth | Policy Sales |
The LIC CCA Yojna is structured for growth-oriented individuals who want to make LIC their full-time profession. The LIC stipend scheme for agents under CCA is a major advantage that regular agents do not receive.
Final Words: Is LIC City Career Scheme Right for You?
In conclusion, the LIC City Career Scheme or LIC CCA Yojna is a golden opportunity for educated, career-minded individuals who want to build a future with India’s most reliable insurer. With the added support of the LIC stipend scheme for agents, it becomes much easier to grow without worrying about initial income.
Whether you’re a fresh graduate, a job-seeker, or someone looking to restart your career, the LIC CCA Scheme is worth considering. With a structured entry process, attractive income options, and the full backing of LIC, this program opens the doors to long-term career success.
Start your journey today with the LIC City Career Scheme and explore the full potential of the LIC CCA Yojna with the LIC stipend scheme for agents to support you all the way!